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Dear fellow classmates,

Please download BI 245 : Risk And Recovery project HERE.

Due to space constraints and downloading speed, the annex pages are not uploaded.

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_/|_

> ö<

Night has end for another day,

Morning has come in a special way,

May you smile like the sunny days

And leave your worries at the blue blue bay –

()””()

(“( ’o’,)”) “Wish everyone a beautiful day” is what I love to say.

(“)(“) )

((/

(“,) Conquer the angry man by love,

{!}

./!.

//)

(,”) Conquer the ill-natured man by goodness,

./{>

.>!.

\((

(,”)/’ Conquer the miser with generosity,

{(

./(

(//

(“.)__, Conquer the liar with truth.

./)

./}

)), )), )),

._(“,)> ._(“,)> ._(“,)>

{{__, {{__, {{__,

./ ./ ./

()’’’()

( -o- )

(‘‘|‘‘)

What Is Success?

Ralph Waldo Emerson

To laugh often and much;

To win the respect of intelligent people and the affection of children;

To earn the appreciation of honest critics and endure the betrayal of false friends;

To appreciate beauty;

To find the best in others;

To leave the world a bit better, whether by a healthy child, a garden patch or a redeemed social condition;

To know even one life has breathed easier because you have lived;

This is to have succeeded.

()’’’()

( -o- )

(‘‘|‘‘)

How we feel about the world depends completely on how our mind thinks. If our mind believes that the world is dirty and ugly, then we will focus on the part that is dirty and ugly. If our mind believes that the world is wonderful, we will see the wonders.