Harvest Policy where you only need to save for 5 years for a coverage of up to 65 years of age

            Foundation Policy when you want to give your child a head-start to face the competitive world

                        Education Policy when you want to give your child the best tertiary education

                                    Child Plus Rider when you want to cover your child for 10 child related illnesses

                                        Schooling Policy when you want to secure your child's education

Harvest Policy

Save for just 5 years
Simply save for 5 years and the policy will continue until your child turns 55, 60, 62 or 65. Although you stop contributing after 5 years, the policy continues work hard to attract bonuses and grows at an attractive projected rate of 5% or more.

Attractive Returns
The Harvest Policy for children gives a very attractive return compared to bank deposits. The policy is made up of a guaranteed portion of about 2.5%. There is a non-guaranteed portion of bonus payments that could increase the yield to more than 5% p.a.

Immediate Protection
Your child enjoys immediate insurance protection for death and permanent disability that increases yearly with bonus.

For Tertiary Education
The Harvest Plan is an excellent way to save for your child's tertiary education with flexible terms of 10, 15, 20 years to choose from. By just paying for 5 years, you can accumulate sufficient funds for your child's tertiary education.

Back to Top

Foundation Policy

 Lower Premium Rates
By starting earlier in this life insurance plan, you provide your child a valuable gift. Your child enjoys the benefit of a lower premium when he or she takes up a policy at an early age.

Get 25% Higher Cash on Bonus
The accumulated bonus can be encashed for 25% more in value, if your child needs cash for tertiary education or marriage. Other plans in the market generally do not provide this enhanced benefit.

Living Benefit
Your child can also be covered under our Living Benefit. It provides immediate cash payment upon the confirmed diagnosis of any of 30 dread diseases, including cancer, heart attack, stroke and kidney failure. This benefit can be used to meet medical expenses and other needs, and will not affect the continuation of the Foundation plan.

Waiver of Premium
In the event of premature death, permanent disability, or upon diagnosis of any of 30 dread diseases of the parent , the premium is waived until the vesting age (at age 21 or 25). No further premium needs to be paid until the child reaches the vesting age.

Back to top