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Anticipation Policy
where one will receive returns every 3 years.....
Endowment Policy where
one can decide when to receive the full sum of returns.....
Living Endowment
where one is protected under 'Critical
Illnesses' at the same time......
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Anticipation Policy

Looking for a plan that gives you regular cash
benefits every 3 years to meet your financial needs and a better return on
maturity? Look no further than NTUC Income's Anticipation Policy!
Cash benefits every 3 years
You get to enjoy cash benefits every 3 years.
Each cash benefit is equivalent to 10% of the sum assured. If your sum assured
is $20,000, you get $2,000 every 3 years.
Better returns on maturity plus bonus
Besides enjoying the cash benefits, you get a
substantial return on maturity plus added insurance coverage are also included.
Accumulate your cash benefits
If you do not need the cash benefits immediately,
you can choose to accumulate them with the policy. If you do so, the returns on
maturity will be more attractive.
Other benefits
 | Maturity of policy : Balance of sum assured
and bonuses |
 | Death of life assured before maturity : Full
sum assured and bonuses |
 | Permanent & Total Disability (TPD) before age
60, during policy term : Full benefits payable in 5 annual instalments.You can
choose to take the policy for a term of 15, 18 or 21 years. |
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Endowment Policy
Enjoy attractive
returns
and financial security through regular savings
Enjoy security, attractive returns and
flexibility with our Endowment Policy! It helps you save for the future while
giving you insurance coverage and attractive returns when your policy matures.
Attractive returns plus bonus upon maturity
Save a modest amount monthly and see your savings increase with attractive
returns better than bank deposits! Upon maturity, you will receive the sum
assured and your accumulated bonuses as well!

Insurance cover increases with bonus
Your insurance coverage will also increase as bonuses are accumulated. Full
benefits (sum assured plus any accumulated bonuses) are payable to dependants on
death before maturity. These benefits are payable in 5 annual instalments in the
event of permanent and total disability.
Flexibility
You can choose the duration of your policy, starting from 10 years onwards, to
achieve your goals. You also have an option to convert your policy to a paid-up
policy after only 2 years without having to pay additional premium.
Cash Value
There is cash value for your policy after just 2 years. Cash loan of up to 95%
of the cash value is also available. Start saving regularly through our
Endowment Policy and you'll be able to achieve your financial dreams with our
attractive rates of return!
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Living Endowment Policy
| Get full
coverage for 30 major illnesses plus a great return on your savings! |
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If you want to save regularly for long term
needs, but also want comprehensive financial protection for your family,
Income's Living Endowment policy is ideal for you!
You can choose to invest for 20 or 30 years, or
for your policy to mature at age 55, 60 or 65.
The policy covers 30
major illnesses and pays the following benefits:
 | payment of full benefits upon confirmed
diagnosis of any of the 30 major illnesses. |
 | if no claim is made for a major illness, then
full benefits are payable:
- in one lump sum on maturity, or
- in one lump sum on death before maturity, or
- in 5 annual instalments on permanent and total disability before maturity.
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