ACE Travel Insurance

Benefits Schedule

Click here for premium table

    Ultimate Supreme Essential Basic
1 Accidental Death and Disablement $200,000 $150,000 $50,000 $500,000
  For Child $125,000 $100,000 $75,000 $10,000
  - For Adult (over 70 years old) $125,000 $100,000 $75,000 $25,000
           
2 Double Public Transport Cover $1,000,000 $400,000 $300,000 NIL
  - For Child $250,000 $200,000 $150,000 NIL
  - For Adult (over 70 years old) $250,000 $200,000 $150,000 NIL
           
3 Child Education Grant $5,000 $5,000 NIL NIL
           
4 Overseas Medical and Accidental Dental Expenses $2,000,000 $500,000 $250,000 $20,000
  - For Child $250,000 $250,000 $100,000 $4,000
  - For Adult (over 70 years old) $200,000 $100,000 $100,000 $10,000
           
5 Traditional Chinese Medicine Expenses $750 $750 $750 $300
           
6 Hospital Visit Overseas $10,000 $5,000 $3,000 NIL
           
7 Compassionate Visit Overseas $10,000 $5,000 $3,000 NIL
           
8 Return of Minors (Children) $10,000 $5,000 $2,500 NIL
           
9 Hotel Extension $800 $800 $800 NIL
           
10 Overseas Hospital Confinement Benefit (S$200 per day) max 200 days max 150 days max 100 days NIL
           
11 Overseas Hospital Confinement Benefit for ICU (S$200 per day) max 40 days max 20 days NIL NIL
           
12 Post Journey Medical Expenses $50,000 $25,000 $12,500 $200
           
13 Post Journey Traditional Chinese Medicine Expenses $750 $750 $750 NIL
           
14 Post Journey Hospital Confinement Benefit (S$200 per day) max 30 days max 30 days max 30 days NIL
           
15 Quarantine Allowance (Outside of Singapore) (S$50 per day) $500 $300 NIL NIL
           
16 Quarantine Allowance (In Singapore) (S$50 per day) $500 $300 NIL NIL
           
17 ACE Assistance - Emergency Medical Evacuation Unlimited Unlimited Unlimited $20,000
           
18 ACE Assistance - Repatriation of Mortal Remains Unlimited Unlimited Unlimited $5,000
           
19 ACE Assistance - Direct Repatriation to Home Country Unlimited Unlimited Unlimited $5,000
           
20 Emergency Mobile Phone Charges Actual Cost Actual Cost Actual Cost Actual Cost
           
21 Personal Liability $2,000,000 $1,000,000 $500,000 $500,000
           
22 Legal Expenses $150,000 $75,000 $25,000 NIL
           
23 Journey Cancellation $20,000 $10,000 $5,000 NIL
           
24 Journey Curtailment $20,000 $10,000 $5,000 NIL
           
25 Travel Postponement $1,500 $1,000 $500 NIL
           
26 Replacement Traveler $500 $250 NIL NIL
           
27 Loss of Deposit due to Insolvency of Travel Agent $5,000 $3,000 $1,000 NIL
           
28 Travel Delay (S$200 per 6 hours) $2,000 $1,000 $800 $400
           
29 Travel Misconnection (S$100 per 6 hours) $500 $300 $200 NIL
           
30 Flight Diversion (S$100 per 6 hours) $1,000 $1,000 $1,000 NIL
           
31 Loss or Damage of Personal Property and Baggage $8,000 $5,000 $3,000 $1,000
  (max S$500 per article/ S$1,000 for laptop)        
           
32 Jewelry Coverage $750 $500 NIL NIL
           
33 Baggage Delay (S$200 per 6 hrs) $1,200 $1,000 $800 $400
           
34 Loss of Personal Money and Travel Documents $5,000 $3,000 $2,000 $500
  (Max S$300 for money)        
           
35 Credit Card Indemnity $1,500 $1,000 $500 NIL
           
36 Flight Overbooked (S$100 per 6 hrs) $500 $300 $200 NIL
           
37 Hijack (S$100 per 6 hrs) $2,500 $1,000 $1,000 NIL
           
38 Kidnap/Hostage (S$100 per 6 hrs) $10,000 $5,000 $3,000 NIL
           
39 Home Guard $10,000 $5,000 $5,000 NIL
           
40 Rental Vehicle Excess $1,000 $1,000 $500 NIL
           
41 Pet Care $1,000 $500 NIL NIL
           
42 Golf:        
  A) Hole-in-One $500 $250 NIL NIL
  B) Golf Equipment $1,000 $500 NIL NIL
  C) Unused Green Fees $1,000 $750 NIL NIL
           
43 Loss of Frequent Flyer Points $500 $250 NIL NIL
           
44 Terrorism extension Included Included Included Included
           
45 24-hr Worldwide Medical Emergency Assistance Hotline Included Included Included Included
  24-hr Travel Advice Hotline Included Included Included Included
  Automatic Extension of Cover Included Included Included Included
           

Click here for premium table

Important Notes:

•  *Basic plan is only applicable for Journeys to and from Malaysia, Batam Island and Bintan Island.

•  The amounts listed above are the maximum coverage payable for each Benefit.

•  All Benefit items are on reimbursement basis where you will be reimbursed for the expenses incurred except for Benefit items 1, 2, 3, 10, 11, 14, 15, 16, 28, 29, 30, 33, 36, 37 and 38.

•  Maximum of 90 days per Journey for Annual Policy.

•  Pre-existing Conditions will not be covered.

•  Please refer to the policy wording for the full specifications, conditions and exclusions.